Lucky Rat slot by Realtime Gaming (RTG)
One of the titles on the operator's “full lobby” shelf.
What it plays like
- 720 ways
- Free Games
- Rat Wild
Specification of Lucky Rat
| Reels and lines | 5 reels, 3 rows and 720 paylines |
|---|---|
| RTP | 96.0% |
| Volatility | High |
| Max win | 5,000× the total bet |
| Released | 2020 |
| Studio | Realtime Gaming (RTG) |
Lucky Rat RTP and volatility
The RTP of Lucky Rat is 96.0%, and the volatility is rated High. The operator can run the game on a different setting, so treat the figure as the published one rather than a promise about a particular casino.
Specifications describe the Realtime Gaming (RTG) title; the setting an individual operator runs may differ.
Play it nowLucky Rat paytable
| Symbol | 5 | 4 | 3 |
|---|---|---|---|
| Dog | 250× | 71× | 15× |
| Cat | 84× | 21× | 4.5× |
| Rabbit | 29× | 7× | 1.5× |
| Meerkat | 13× | 2.5× | 1× |
| A | 6.5× | 1.5× | 1× |
| K | 4× | 1× | 1× |
| Q | 3.5× | 1× | 1× |
| J | 2.5× | 1× | 1× |
How to Play Lucky Rat From the First Spin
How to play Lucky Rat comes down to one decision made before anything moves: the size of the stake. Every figure in the Lucky Rat paytable is a multiple of it, so changing the stake rescales the whole table at once.
Lucky Rat pays on 720 lines: the symbols have to land next to each other from the left edge, and the line has to be one the game is running. Scatters are the exception — they pay from wherever they land.
The full table of payouts sits in the Lucky Rat menu, and it is worth opening before the first round rather than after a result that looks wrong: it lists every symbol, the entry for 720 ways, and the conditions each one needs.
How the Paylines Pay
Under the art, Lucky Rat is a straightforward 5 reels, 3 rows and 720 paylines machine. Wins are read left to right from the first reel, and only the highest combination on each line counts, so a second rat further along the same line adds nothing. Payouts climb steeply near the top: the rat is worth many times what a red envelope pays, and the card ranks at the bottom exist mainly to keep a losing spin from looking empty.
Rat Wild is the entry to read first — the rat doubles any line it completes — because it is what turns a near miss on Lucky Rat into a paid line. The maximum quoted for Lucky Rat is 5,000× the total bet, and that figure is reached through the features rather than on a base spin — worth knowing before you judge the game by its first fifty spins.
The trigger to watch is 720 ways — the number of ways shifts as the reels grow taller — and it is the only event on the grid that changes what the next spin is worth. Practically, that means a session on Lucky Rat divides into two very different modes, and judging the game on the base spins alone gives you half the picture.
Where Lucky Rat Pays Its Best
Lucky Rat carries three features, and they are where the game earns its place in the lobby rather than on the base grid.
720 ways: the number of ways shifts as the reels grow taller. 720 ways does not fire often on Lucky Rat, and the game is built on the assumption that you are waiting for it.
Free Games: up to twenty-five spins under one shared multiplier, on the 5-reel grid described above. Everything else Lucky Rat does on the base grid is a preamble to Free Games.
Rat Wild (the rat doubles any line it completes). Watch for the Rat Wild trigger rather than the reels — on Lucky Rat it is easier to miss than you would expect.
None of these fire on demand, and that is the point: 720 ways is worth having a balance left for, and the rest of Lucky Rat is the wait.
What a Spin Actually Costs
Lucky Rat is staked per line: pick a line bet, multiply by 720, and that is what a spin costs; every Lucky Rat payout is quoted against that same line bet. The maximum of Lucky Rat is quoted as a multiple for exactly this reason (5,000× the total bet): it scales with your stake instead of being a fixed sum, so it means the same thing at any bet size.
Volatility on Lucky Rat is high, which means it asks for patience in exchange for a ceiling the quieter games in the lobby do not reach. Return to player is not a fixed property of Lucky Rat or of any other RTG title: the studio ships the game with a configurable return and the operator sets it, which is why an RTP quoted on another site tells you nothing about the game as it runs here. The authoritative figure is the one in the info panel of Lucky Rat itself, in the lobby.
There is no reason to ladder the stake on Lucky Rat: each spin stands alone, and its paytable scales linearly with whatever you set. Autoplay handles the base grid of Lucky Rat perfectly well. Set it to stop on 720 ways and you get the pace without losing the event.
Session Advice for the Chinese New Year
On Lucky Rat the stake wants to be small relative to the balance: the game can go a long way without paying, and the only protection against that is spin count. A limit set before Lucky Rat loads is worth more than one set at the end of a losing run; the tools for it are in your account.
Lucky Rat counts at the full 100% towards wagering, as every slot in our lobby does, and the conditions live on the bonus page. 720 ways is what Lucky Rat is built around, and it shows itself in play rather than in a table — a few rounds say more than the specification above.
Resist the urge to raise the stake because 720 ways has not landed for a while: on Lucky Rat it is no closer than it was, and the wait has just become more expensive. Our responsible gaming page has the limits, the self-exclusion options and the contacts for independent help — none of it requires talking to support about Lucky Rat or anything else first.
Try Lucky Rat, Then Try Ox Bonanza
In short: Lucky Rat is for a game that can do very little for a long time and then do a great deal at once. It sits in our lobby alongside Ox Bonanza, which shares the corner of the catalogue and differs in pace.
Lucky Rat and Ox Bonanza sit next to each other in the lobby, and the difference is in the pace, not the paytable. Start with Lucky Rat if you are prepared to sit through the quiet. Full specifications for Lucky Rat — the 5 reels, 3 rows and 720 paylines, volatility, the top end (5,000× the total bet), the feature list and the release year — are in the table at the top of this page.
Questions about Lucky Rat
An account takes a minute, and the welcome package is waiting on the first deposit. Open Lucky Rat and play it for real.
18+. Gambling has a negative expected value — play with money you can lose, and set your limits in the cashier first. More on responsible play.
Responsible play
Gambling is entertainment with a negative expected value, not income. Deposit only what you can afford to lose, set limits in the cashier before you play, and stop when the session stops being fun. Nobody under 18 may play.
Licence, funds and fake copies
This is the operator’s own site. We run the games, hold player funds and answer for payouts — there is no third party between you and your balance. Deposits and withdrawals go through the cashier on this site and nowhere else.
Sites that copy this brand appear constantly — review pages, “mirrors”, near-identical domains. They are not us and cannot credit a deposit. Check the address before you log in; if it did not come from us, from our email or from our support, treat it as somebody else’s.